our solution
Next Level Trucking Solutions (NLTS) operates as a network of agencies through its partnership with Acrisure LLC. This setup gives us access to a wide range of insurance companies specializing in trucking, allowing us to shop multiple carriers for every client. By leveraging this extensive network, we ensure that each account is matched with the best possible coverage and pricing, ultimately delivering the most competitive quotes in the market.
auto liability
Auto Liability Insurance is a mandatory coverage for trucking companies that protects you financially if your truck causes an accident. It’s made up of two main parts: Bodily Injury Liability: Covers medical expenses and lost wages for people injured in an accident caused by your truck. Property Damage Liability: Pays for repairs or replacement of someone else’s property, like a car or building, if your truck damages it. This coverage is required by law and ensures you can handle the financial responsibility of accidents while keeping your trucking business compliant.
motor truck cargo
Motor Truck Cargo Insurance protects the goods or freight you’re hauling in your truck. It covers the cost of damaged, lost, or stolen cargo while it's in transit. For example: If your truck is in an accident and the cargo is damaged, this coverage pays for the loss. If goods are stolen from your truck, it helps replace the stolen items. This coverage ensures your clients’ cargo is protected, giving you peace of mind and helping you maintain trust with your customers.
Physical Damage
Physical Damage Insurance protects your truck and trailer from damage caused by accidents, theft, vandalism, or natural disasters. It’s divided into two parts: Collision Coverage: Pays for repairs if your truck is damaged in an accident, regardless of fault. Comprehensive Coverage: Covers non-collision events like theft, fire, or weather damage. This coverage ensures your truck is repaired or replaced quickly, helping you avoid costly out-of-pocket expenses and keeping your business running smoothly.
Non-Trucking Liability & Bobtail Insurance
Bobtail Insurance, also known as Non-Trucking Liability Insurance, protects your truck when you’re driving it without a trailer and not under dispatch. It covers accidents that happen during personal or non-business use of the truck. For example: If you’re driving your truck home after dropping off a load and get into an accident, bobtail coverage would handle the damages. This coverage ensures you’re protected even when your truck isn’t being used for business purposes.
Trucking General Liability
Trucking General Liability Insurance protects your trucking business from risks that aren’t directly related to driving your truck. It covers accidents and damages that happen during business operations, like: Injuries: If someone is injured at your office or worksite. Property Damage: If you accidentally damage someone else’s property while working (not while driving). Advertising Liability: If your business faces claims like slander or copyright infringement. This coverage is essential for protecting your business from unexpected claims and ensuring long-term financial stability.
